halifax

Fall Homeowner’s Checklist

As most homeowners know, maintaining your property requires effort all year long. Checking in on certain aspects of your home at different points in the year is crucial to maintaining its value. In areas like Halifax that experience drastic temperature changes and varying weather, it is even more necessary to check in on your home each season. For Halifax, fall brings temperature drops and weather events that are much different than our summers. Because of this, your home can become vulnerable to damage if not properly kept. We have compiled a Fall homeowner’s checklist to help you prepare your home for the colder months, limit damage and maintain its value!

Clean the gutters and downspouts

When leaves begin falling from the trees in your yard or surrounding yards, it is typical for some to land in the gutters on your roof. When this happens, it causes water to remain trapped between leaves, and the water cannot drain properly. As the temperatures drop further, this trapped water will freeze, which expands the gutters, and weighs them down. When left like this, gutters can break off or cause roof damage. An easy fix for this winter dilemma is to take time in the fall to clean out your gutters of any leaves or debris so they drain as they should all winter long!

Seal Gaps Where Animals Could Enter

Another thing that happens when temperatures cool, is that many critters tend to head indoors to keep warm. This behaviour can cause pests to enter your home and cause a nuisance, or damage. House mice may nest in the walls, cockroaches can cause damage, and bed bugs can cause injury. Some even report bats or squirrels finding refuge in their homes. To limit the chances of this, you should thoroughly inspect the exterior of your home in the fall, seal any cracks or openings with caulking, or bring in a handyman to close these spaces for you.

Shut off exterior faucets and store hoses

To Prevent damage to your water lines, It is very important to turn off exterior faucets before freezing temperatures occur. Cold water expands before freezing, which can cause pipes to burst. The pipes that are most vulnerable are ones that are close to the outdoors, as they have less insulation than ones deep in the home. According to economical.com, water damage is one of the leading causes of insurance claims in Canada. If you are unsure of how to properly shut off exterior faucets, or remove hoses, you can always consult a plumber. 

Add weather stripping

Most Haligonians are very familiar with increased electricity costs in the winter months. We spend more time indoors and turn up our heat to keep warm. Adding weather stripping to your house can aid in keeping heat indoors, thus allowing you to turn off your heat more frequently, and save on electricity bills and usage. To determine where you should put weatherstripping in your home, you can hold your hand up to any doors, windows, or plug outlets to feel for a cool breeze, or even just cold air. Doors are the most common culprits for drafts and the most common place to install weather stripping.

Check Safety Devices

It is always important to check in on your fire alarms and carbon monoxide detectors to ensure that batteries are not dead and that they are working properly any time of the year. However, when we spend more time indoors during the wintertime with the windows closed, we are even at more of a risk for carbon monoxide poisoning, if an accident were to occur. It is a great idea to check that your safety devices are in good working order in the fall of each year so that they can protect you when you spend the most time indoors: all winter long. If you do not currently have a carbon monoxide detector, this time of year would be a great time to invest in one. 

Clean Dryer vents

Cleaning your dryer vents not only helps your clothes dry faster and more efficiently, but it can also help prevent fires. Lint and other debris (some have even found bird’s nests!) can build up in your dryer hose and vent duct. This causes hot air to become trapped, which can set debris on fire. Stanley Mutual reported in 2019, that the dryer is the most common culprit for home fires. You can remove most of the lint from a dryer vent with your hands, however, many like to use a vacuum as well. 

Fix any cracks in the driveway

Cracks in the driveway are another vulnerable area on the property to water expansion in freezing temperatures. The pavement itself is also known to expand and contract upon temperature change. This attribute and water expansion are bound to lead to cracking pavement. When there are cracks present during the colder months, a ripple effect occurs: water freezes, expands, and causes larger cracks, and then water thaws, runs through the cracks, and damages the surrounding pavement, leading to more deterioration. Luckily, fixing cracks in the pavement is a relatively easy and inexpensive task. You can fill them with a patching compound or concrete mix, usually found at most hardware stores.

Test out weather equipment 

There is nothing worst than when the first winter storm hits, and you go into your garage to pull out your snowblower to clear away the mess, and to your surprise, your snowblower will not turn on. From year to year, weather equipment can wear down more than we expect, and it can be a headache to realize this in the heart of a storm. To avoid this mishap, simply pull out your weather equipment during the fall to test out, and place it in easily accessible spaces, so that if any repairs or replacements are needed, they are completed ahead of time. 

Make Improvements to the roof

You can find many resources online that will tell you that fall is the best time of year to replace or improve your roof. Networx.com states that for asphalt shingles, fall temperatures are the best for sealant strips to adhere properly. Having properly-sealed shingles is necessary to provide a moisture barrier for the winter months as well. It is also perfect timing for roof repairers to operate in the fall due to shingles not being too hot from the summer heat, or too dry and brittle from the cold winter. This list goes on and on for fall is the best time of year to manage your roof. 

Feed and Maintain your lawn

When most people think of maintaining their lawn, they think of all the mowing that takes place in the summer months. Many people may be unaware that fall fertilizing is especially beneficial to encourage lush growth for the following summer. When feeding your lawn in the fall months, you encourage deep root growth, which allows the grass to store nutrients over the cold months, keeping it alive. Also, in the fall months, the grass experiences a lot of morning dew, which can provide the grass with added moisture and allow it to absorb nutrients better than on a dry summer day. Just remember to always fertilize your lawns when good weather is expected: a rain storm can wash off all of your hard work!

 


By following these tips, you can ensure your home and property are ready to burden the winter storms ahead. These tips will help keep your family warm and safe, help maintain your property’s value and reduce stress for the winter!

Author: Jordan Gunn
Licensed Real Estate Assistant
The Andrew Perkins Real Estate Team
Keller Williams Select Realty

Spotlight: The Halifax Public Gardens

One of the most popular and well-known sites in the South End of Halifax is the beautiful Public Gardens. Comprised of 16 hectares of land off of Spring Garden Road, the Public Gardens is one of the only formal Victorian Gardens left in North America. The Halifax Public Gardens are a cherished piece of nature amidst the hustle and bustle of Downtown Halifax, and are protected not only by the Nova Scotia Heritage Property Act, but were also designated as a National Historic Site of Canada in 1984. 

As a Haligonian, or a South End Resident, you have probably strolled the lanes of the Halifax Public Gardens, admired its flowers, or rested on its benches. But do you know how these gardens got to be? We were curious, so we decided to do a little research.

The Public Gardens began as an amalgamation of two gardens, a swamp and a bequest in 1836, under the watch of politician Joseph Howe. At this time, Joseph Howe also established the Nova Scotia Horticultural Society, to help cultivate new species of plants and cultural practices in the Public Gardens.

The Public Gardens started as 5.5 Hectares of land, which in 1841, had to charge a membership fee due to the cost of maintaining the gardens!

In 1867, Chief Justice Sir William Young transformed the Public Gardens into the first city-owned garden, inspired by his time in Paris, strolling the garden squares of the French city. Chief Justice Sir William Young hired superintendent Richard Power in 1872 to combine all sections of the garden into one cohesive unit. Many of the features we see today were from the works of Richard power!

Since then, the sections of the garden and pieces of architecture have been restored, but on the whole, the vision that William Young and Richard Power had remained intact. Some notable features of the garden we thought were interesting mentions are as follows:

In 1887, six urns and three statues were donated from the estate of chief justice Sir William Young which previously resided in his own garden: The three statues, that are still present today include a statue of Ceres (the Roman goddess of agriculture and fertility), a statue of Flora (the goddess of flowers and spring), and a statue of Diana (the goddess of the woodland and wild animals).

 

We cannot forget the heart of the Public Gardens: the Bandstand. Built in 1887, the bandstand has been a venue for outdoor performances and concerts ever since its debut!

Griffin’s pond, located almost centrally in the gardens, is well known for the titanic model replica displayed in the pond as a memorial for the 121 titanic victims buried in the Fairview Cemetery in Halifax. This pond interestingly enough was named Griffin Pong after a young Irishman named Lawrence Griffin, who was wrongfully convicted of murder and hung on the east side of the pond in October of 1821.

 

The well-known iron gates that welcome residents into the garden on Spring Garden Road were initially installed in 1890 but moved to their current location in 1907. They have the Coat of Arms of the city of Halifax featured on them, which reads “E Mari Merces”, which means, wealth from the seas.

Victorian Gardens typically displayed exotic plants, since many residents of these areas would never otherwise experience these species in the 1800s. The Halifax Public Gardens adheres to this tradition: most of the plants in the Halifax exotic beds are Agave and cacti. One of the agave plants in the Public Gardens only blooms once every 40 years!

 

There is so much more to these public gardens than we can cover in one blog post. Be sure to book a tour, take a stroll, or head to The Friends of the Public Gardens’ website to learn more about one of the most beloved spaces in our city!

Author: Jordan Gunn
Licensed Real Estate Assistant
The Andrew Perkins Real Estate Team
Keller Williams Select Realty

Frequently Asked Questions: Buyers

Buying a home is one of the biggest purchases a person does in their lifetime. Because it is such a large purchase, there are a lot of legalities involved and steps to complete from start to close. We have compiled a list of the most common questions we receive from our buyers here to help you have the information available to succeed!

Should I talk to my bank before looking at homes?

Talking to your bank or mortgage broker should always be the first step in the home-buying process. Getting pre-approved before home shopping will make the entire process run smoother: you will have a budget for what you can afford, you will be able to keep realistic expectations, you will seem serious to both sellers and real estate agents, your offer will more likely to be accepted, you will meet your conditions dates with ease and it helps you budget for your closing costs. We believe that it is almost impossible to seriously shop for a home without pre-approval. If you do, you may fall in love with a property you cannot afford, or have a hard time getting an offer accepted. If you do not already have a mortgage broker, we recommend working with our trusted partner, Neil Keeping at The Mortgage Group!

How much does it cost to work with a real estate agent?

Your real estate agent is paid for their services by splitting a percentage of the sold price of the home with the seller’s agent. Therefore, when you purchase your home, you do not owe your REALTOR® any money directly. In simple terms, when you are shopping for a home, the price you pay for your new home includes your REALTOR®’s fees, so you do not have to set aside extra money to pay your agent.

How many homes should I look at submitting an offer?

There is no set number of homes you should view before submitting an offer. Some fall in love with the first home they see, while others can take years to find the right one. According to realtor.com, the average buyer will view 10 properties before they submit an offer, but the site notes that this number varies greatly. Since COVID-19 began, there has been a large surge in virtual tours and searching for homes online. This allows buyers to see more homes than ever before. It’s always a great idea to inform your REALTOR® of your critical wants and needs in your future home, so they can use their professional resources to find homes that match your criteria. This will save you time in the long run and allow you to view a few great homes instead of tens of “okay” ones. 

How do I make an offer?

When you find the home of your dreams, it's time to make an offer. Your real estate agent will prepare the documents necessary to submit an offer. Your agent will require your legal name, the amount you wish to offer, what will be included in the purchase price, the date you would like to close the sale, the documents you need to review before finalizing the deal, and when you would like to leave the offer open until. You will also need to be prepared to make a deposit on the home. The deposit goes against your closing costs and downpayment. This deposit is cashed upon delivery to the listing brokerage, so, make sure you only offer a deposit you can afford. Your REALTOR® will work with you to ensure you have the best price, and conditions and review the necessary documents needed for a successful sale. If you are not satisfied with something that arises with the home, your REALTOR® can, later on, negotiate a price reduction, repairs to counter the issues or terminate the deal. 

How long does the seller have to respond to my offer?

You and your real estate agent will decide on an amount of time in which the offer is “live”. The seller’s agent may request that, for example, all offers be left open for 24 hours. It is usually best practice to follow what the seller’s agent requests. You are technically allowed to go against the seller’s request, but it may lower your chances of your offer being accepted. Your REALTOR® will advise you on the best “timeline” for the offer so that you have the best chance of success.

What if my offer is rejected?

It is never a good feeling to hear that your offer was rejected, however, in the current market we are experiencing in Halifax, this is often the case. In a competitive seller’s market, buyers typically have to go through the offer process a few times on a few different homes before getting one accepted. Your offer may have been rejected due to the sellers receiving a higher offer, the sellers believing your deposit was not enough, due to you stating too many conditions, etc. There is no penalty to you if your offer gets rejected, you just have to keep on with your home search. If the seller rejects your offer and has not accepted any other offer, your REALTOR® can then find out why your offer was rejected and can help you prepare a new one that corrects the issue. 

What happens after my offer has been accepted?

After your offer has been accepted, you need to meet the conditions that you specified in the agreement. You must provide your deposit, secure your financing with your bank, perform a home inspection if indicated (your REALTOR® will arrange this, however, it is at an extra cost to you), notify your lawyer, and book your pre-closing walkthrough. When you work with a real estate agent, they will be by your side through most of this and inform you of deadlines. They can forward documents to your banker and lawyer for you, and supervise the inspection too. There are a lot of moving parts to make it to the finish line, but having a REALTOR® on your side keeps things flowing and organized. It is in your and your REALTOR’s® best interest that you meet all of your conditions.

 

If you have any questions that didn’t make this list. Be sure to reach out! We would be happy to help you succeed in buying Halifax Real Estate!

Author: Jordan Gunn
Licensed Real Estate Assistant
The Andrew Perkins Real Estate Team
Keller Williams Select Realty

Frequently Asked Questions: Sellers Edition

Choosing to sell your home can be an exciting and overwhelming experience. If you do not have any previous experience, you may have a lot of questions. To learn about the selling process, you can visit our page detailing it here. Even with understanding the process, you may have more questions along the way: this is totally normal. There are a lot of moving parts in the process, so we have outlined some common questions we have had in the past!

What does an appraisal mean when selling a home?

An appraisal is conducted by a licensed professional who determines the value of your home by conducting a thirty to sixty-minute visit in your home in which they examine the condition, dimension and amenities of your property. Appraisers should be an unbiased third party that simply evaluates your home and determines what they believe it would sell for. This may be more or less than what a REALTOR® would determine, or an online evaluator. Essentially, the appraiser is evaluating your property, not the entire market. 

How much is my house worth?

Your REALTOR® may price you're home different than what it is appraised for, and also different than an online evaluator may say. This is because a REALTOR® takes into account three variables:

-the condition of your home

-how it compares to other homes in your area

-the current market

This means that the price of your home may fluctuate based on when it was evaluated. Only an experienced REALTOR® will be able to take all these factors into account to determine the correct price to list your home. Without all factors taken into account, your house may end up selling for less than what its potential is, or being priced too high to generate interest. 

What does conditional mean when selling a home?

A conditional sale when selling a home means that an offer has been accepted, but there are still conditions that need to be met for the sale too close. This may be a property inspection, review of condo documents, lawyer review, review of the property disclosure statement, securing financing and securing insurance. Once these conditions are met - must be done by a certain date on the agreement, then the sale is finalized. 

How much are closing costs when selling?


There are a few closing costs to consider when selling your home.

-Lawyer Fees and Disbursements

The average cost of legal representation in Halifax is approximately $800-$1000, not including disbursements, which could be anywhere from $200-$400 Disbursements include courier fees, photocopying, title search, registration costs. It is a good idea to shop around, as there is no set cost.   

-Real Estate Commission

The typical Real Estate Commission in Nova Scotia is 5%. This is split between both the buyer's agent's brokerage, 2.5%, and the listing agent's brokerage 2.5%. Please note. The commission is plus HST.

What is an estoppel certificate in the sale of my condo?

An estoppel certificate is a binding statement prepared by the corporation at the request of a unit owner or purchaser. It indicates the standing of common elements fees and reserve fund assessments against the unit, whether they are up to date, paid in advance, or in arrears. The Condominium Act and Regulations specify which items must be included. For example, the certificate will also contain such items as the names and addresses of the property manager and the officers of the corporation, the financial standing of the corporation, the reserve fund balance, whether any major capital expenditures or increases in fees are planned, and if there are any lawsuits pending against the corporation. A copy of the most recent declaration and bylaws are to be provided with this certificate. When selling your condo, you as the seller are responsible for the charge associated with producing an estoppel certificate. 

What happens to my mortgage when I sell my home?

When you sell a house with a mortgage, the first thing to do is find out roughly how much you still owe on the loan. Knowing how much you owe, it’s time to figure out how much you’ll be making from your home sale after all is said and done — and whether it will be enough to cover your outstanding mortgage balance, plus all the typical closing costs. If you are breaking your mortgage, you may incur a mortgage penalty as well. It is always a good idea to speak with your mortgage broker or banker before listing your home, in case there is a penalty to pay for not completing your mortgage. If you have a fixed term such as a five-year fixed rate term, your lender may charge you a penalty called an interest rate differential. If you are breaking a variable rate term, the penalty is typically three months’ interest.

When is the best time to sell?

The common consensus in the Halifax real estate market is that is it best to sell your home in the Spring. The weather is starting to get nice, folks are out and about, and moving is generally easier. However, there are pros and cons to selling at any time of the year. A downfall in the spring is that there is more competition, as most people choose to list during the warmer months. If your home is near a sought-after school, it may be best to list it in the summer, so parents can secure the home for their children. When you list on off-season (winter) there is much less competition. Also, job transfers typically happen at the start of the year, meaning there are folks still house hunting in the middle of winter.

Who pays the REALTOR® fees?

The seller is typically responsible for the commission fee that REALTORS® charge. The percentage of the sold price is typically 4-6%. Half of this is paid to the buyer’s agent brokerage and a half to your representation. This cost is built into the sale price before the house hits the market.

How long does it take to sell a house?

According to our MLS system, homes sold in on average 38 days this past year. Our Halifax Market has been extremely hot, so this is short in comparison to previous years. If we look at the past decade, homes sold in on average 78 days. Most REALTORS® will agree that if a home does not sell within 6 weeks, then a price change may need to be made.

What is a title search?

A title search is the search of public records to ensure that the seller does in fact own the property. A search of all of the title records applicable will occur to determine if the title is valid. This will confirm the property’s legal ownership, the history of the piece of land and if there are any claims against the property.

What is the difference between list price and sold price?

The list price is the price that you and your REALTOR® decide to place your home on the market for. This will be the price that is advertised and submitted on the MLS system. The sold price is the price that the buyer agrees to pay with an agreement of purchase and sale. You are entitled to accept any price, however, your REALTOR® can advise you on making the best decision for your situation. Buyers can offer above or below the listing price, and whichever price you accept ends up being the sold price.

Why should I hire you to sell my home?

Our team is experienced, professional and dedicated. We do everything in our power to ensure the success of a smooth, stress-free sale. We want our clients to enjoy the process from start to finish, and receive the maximum return. We offer a variety of complimentary services for each of our clients as well, which can be found by visiting our Why Sell With Us page. You can also browse our Testimonials to see what our previous sellers have to say!

Still have questions? Call or email us today, we’d be happy to help!

 


Andrew Perkins

902-488-0012

Andrew@andrewperkins.ca

House or Condo? Which is Better?

The two most popular property choices when purchasing are, a single-family home or a condominium. Most wonder, which is better? If you ask around, you will likely receive a different answer from each and every person. That is because the truth is, neither is better. Condominiums work great for certain wants and needs, and single-family homes work great for others. So, which is best for you? We decided to dig into the pros and cons of both so that you can learn which would suit you best. 

Single Family Home

 

Pros:

 

Private Yard

When you own a single-family home, you own the land that it is built on as well. This means you are able to customize your yard to your liking. It’s true that some condo buildings have common outdoor spaces, but they are all shared. You cannot guarantee that other residents will not be occupying the shared spaces when you feel like using them. With a single-family home, you can decorate your yard in any way you wish, use it to host family nights, play with your pets and more. You never have to worry about other people using it because it is yours and yours only. 

 

Control over the Property

When you own a home, you can customize the inside however you like as well. If you feel like tearing down a wall to expand your master bedroom, you do not need anyone’s approval. With a condo, customizations may require board approval. If you want full control over the design of your home, it would be wise to search for a single-family home. Single-family homes work great for families that may need to alter the layout of their space to accommodate growing children.

 

More Storage Space

With a single-family home, you tend to have more storage space. Some have garages, basements, extra closets and more. Condos typically have storage units that you can either rent or are part of your condo fees, however, they are not nearly the size of a basement or garage. If you are someone who needs added storage space for your family, your hobbies or both, consider a single-family home. You may be able to even build additional sheds on the land of a single-family home if zoning permits it for additional storage.

 

Easier to Sell

Since single-family homes are the more traditional approach, they are typically easier to sell. They make great investments for multiple property owners too as they can act as move-in homes or investments. Condo popularity is on the rise, but it seems that single-family homes always stand the test of time. Also, banks are usually more comfortable lending for single-family homes rather than multi-family homes in terms of investing. 

 

Cons:

 

More Expensive

Because of the added land and space, Single-family homes are often more expensive than condos. So, if you are a first-time home buyer, a single-family home may be priced higher than your budget. In Halifax alone, the average price for a condo in the past twelve months was $343,383, while the average price of a single-family home was $421,891! That is around 80K more! All of that added space, yard and storage comes with an added cost!

 

Renovation and Maintenance costs

When you own a single-family home, you are in charge of any needed renovations and maintenance. If your foundation needs repair, if your hot water heater malfunctions or you get termite damage, it is money out of your own pocket. If you are thinking of purchasing a single-family home, make sure you have savings for these unexpected costs.

 

Utility Costs are All Yours

When you live in a condo, some of the utilities, such as water, may be included in your condo fees. With a home, you are responsible for all utility costs. This can be an additional 500-1000$ per month depending on how much energy you use, and your internet package. With single-family homes being typically larger than condos, their energy bills are usually higher too.

 

No Amenities

Even though you do get your own yard when you own a home, the land and maybe a garage are the only added “amenities”. Some condo buildings have a large variety of amenities that can make living feel luxurious. This can include gyms, pools, rooftop terraces, common rooms for parties, dog wash stations and more. 

Condos

Pros:

 

Cheaper Insurance

Because you are only insuring the four walls in which you live in for a condo, home owner’s insurance is typically cheaper for condo owners. The condominium building has its own insurance to cover the building, therefore you are liable for much fewer moving parts than a whole single-family home. 

 

Amenities

As we spoke about in the cons of owning a single-family home, condo buildings can offer many amenities to add luxury to your life. Condo buildings often include gyms, swimming pools, underground parking, concierge service, on-site management, snow removal, landscaping and more, making living a breeze. If you are not someone who likes to maintain the exterior of their home, condo living is for you. These amenities are also most beneficial for retirees who would rather not be responsible for added maintenance.

 

Location

Condominium buildings are normally situated in downtown areas of cities, or at least close to downtown. This gives condo owners great access to the best areas of the city. If you enjoy being just a walk away from a cafe, grocer or bar, then condo living is for you. This feature makes condo living great for working professionals who would rather walk to work than have to commute. 

 

Less Space/Downsize

Sometimes, extra space is not always the best thing. If you are looking to downsize, live alone or are just a family of two, you may not want extra space. In fact, having to keep extra space clean and maintained may overwhelm you. In this case, a condo would be a great choice as they are typically smaller. Think of a couple whose children have all grown up: perhaps they do not want to upkeep an entire house anymore. 

 


Cons:

 

Harder to sell

Condos are not necessarily hard to sell, but they typically are a little harder to sell than single-family homes. Condos have gained popularity in recent years, however, there are still always more buyers looking for single-family homes. If we look at the Halifax market over the past twelve months, Single Family Homes have sold in on average 39 days, while condos have sold in on average 49 days. Both have sold fast, but as you can see, condos tend to take a little longer.

 

Condo Fees

Each condo building has a corporation in which owners must pay dues to monthly. These fees go towards the maintenance, amenities and major repairs or improvements of the building. These fees also give owners access to all of the common elements in the building. They are an added expense, however, they may sometimes include your parking and some utilities, which helps offset the cost. 

 

Limitations

One of the main issues with condos that owners face is the limits on how units can be customized. When shopping for a condo, make sure you are very happy with its layout and style, as many renovations must be approved by the condo board. There are also many added rules when living in a condo building that must be respected in order to provide a healthy atmosphere for all condo owners.

 

Less Privacy

Living in a condo building means sharing walls with your neighbours. This can foster a great community, however, it means less privacy as well. You must also be mindful of your neighbours when living in a condo building, meaning you need to be conscious of your noise levels in the late hours of the night. If you are someone who often throws parties or enjoys entertaining, you may want to consider a single-family home.

 


There are many other pros and cons we could list here, but I think we got the point across: there is not a clear cut answer on whether condos or single-family homes are best. If you are still stumped, you can always give us a call! We would be happy to point you in the right direction! 

 

Andrew Perkins

902-488-0012

andrew@andrewperkins.co

Best Halifax Parks for You and Your Dog!

Hey everyone, it’s Chewy here. I am the CBO(Chief Barketing Officer) for Andrew Perkins Real Estate.  I wanted to tell you all about my favourite places to walk in Halifax.  My top five are the ones that I frequent all the time with my mom and uncle Andrew.  The last few are ones that I haven’t tried yet, but my doggie friends have told me they are great. If they are on this list, I am sure my mom will get me there soon.  

Let’s dig into my top 12!

[Pictured here is me and my mom!]

Point Pleasant Park

This is my number one park to go to.  I am the king of this park and all the other dogs know it.  My dog walker Tony takes me here most weekdays with his pack of dogs, and my uncle Andrew usually takes me on Wednesdays and or Fridays.  I love it here.  

A little bit about this park:  Point Pleasant Park is one of the most popular parks to go for stroll in Halifax. It is located on the Halifax Peninsula, in the South End. There are several off-leash areas, waterside trails, historic sites and wide-open areas to play fetch! I love to fetch my ball, and once I get it, you probably won’t get it back! There are some areas that are “on-leash” only, but I stay away from those. I like to roam free.  Always consult your park map before letting your pup run free. It is also good to note, that there are not a lot of freshwater spots along these trails, as Point Pleasant Park hugs the ocean. So, make sure to bring your dog some water for them to drink.  My parents always make sure they have water on hot summer days for me and I can’t thank them enough! 

Ashburn Golf Club

I live close to this golf course and I have to say it is awesome in the wintertime. There are so many wide-open spaces to run!

Ashburn Golf Course is a great place to bring your dog for a walk in the winter months. From December 15th until March 15th, this Members-only club opens its doors to the community’s dogs, allowing them to run free in the wide-open spaces that the club has to offer. There are some areas that they ask you not to tread on, but those are marked by being covered in tarps. Ashburn Golf Course is also located on the Halifax Peninsula.

Long Lake Provincial Park

My mom and her friend Natalie love to take me to this park on the weekends.   It’s usually packed with other doggies.  I love to sit by the water and chill out. 

This park is great for those hot summer days as there is a lot of water access. It is considered an on-leash park, however, I always see many pups roaming free. According to Dogventures, there have been owners ticketed here for off-leash pups, so do your moms and dads a favour and stay on your leash! There is a combination of dirt paths in the wooded areas, and newer trails that are wide and gravelled. A great park all around!

Duncan’s Cove

There is nothing better than feeling that fresh ocean breeze on my face.  My mom loves to take me here on the weekends.  It’s an amazing walk and I am always tuckered out after walking here. 

This hike is only for agile dogs like myself. It is a bit rugged, and there are some steep hills. If you are like me, and like a good challenge, check out Duncan’s Cove. There are beautiful views of the ocean, and cool war bunkers to check out! There are also areas with wide-open spaces great for showing off your speed. This hike will make you really feel like you are out of the city, and one with nature!

Halifax Common

My uncle Andrew lives close to the Commons and he takes me here when he doesn’t have time to take me to Point Pleasant Park.  We run around for a bit and then sit and bask in the sun and people watch. There are so many other doggies walking around that I can play and socialize with, although I am a little picky on who I play with...

The Halifax Common is the definition of an urban park. Situated in Downtown Halifax, the wide-open fields invite many downtown residents to read a book, play frisbee, or even better, bring their pups. There are tennis courts, baseball diamonds, a splash pad, a swimming pool, a playground and more! Did you know that the Halifax Common is Canada’s oldest Urban Park?

Crystal Crescent Beach Provincial Park

This is one of my favourite beaches ever. The white sand is always warm on my paws, and the clear water is great for splashing in. I like to burn my energy by hiking these fun trails with my mom!

Crystal Crescent Beach is located about 30 minutes outside of Central Halifax. The trails are on-leash but have great views and Instagram worthy spots to take pictures of your furry friends. The main trails pass three beaches, and so you have been warned, the third beach often doubles as a nude beach. The second beach is the most dog friendly, and allows for off-leash play!

 

I like to stick close to home, which is the Halifax area, but here are some other awesome places that my doggie friends have told me are great!

Shubie Park

I haven’t spent a lot of time in this park but I have heard good things from my fellow dog friends.  Shubie Park makes the list for its large off-leash dog areas, kilometres of tree-covered trails and beach areas. There are a ton of different entrances to get into Shubie Park, and there are lots of signs that will help guide you to the off-leash areas. Shubie Park is similar in its dog-friendliness to Point Pleasant Park but is located in Dartmouth near Dartmouth Crossing. This park is well maintained by the Halifax municipality, and has some lake access for your dog to take a dip!

Dartmouth Common

Another Dartmouth Dog-Friendly Park that is often overlooked is the Dartmouth Common. I do not visit this park too often as it is not near my home. From what I have heard, the Dartmouth Common is located in Downtown Dartmouth and has wide and beautiful off-leash dog areas. The Common is perfect for the fall, or any time when the air is crisp. There is not any water access so you may want to consider skipping the common on a hot summer day. With over 10 blocks of walking trails, 300 acres in perimeter and many open fields, your dog is sure to have a great time! Legend has it, that if you and your dog make it to the top of the hill, you will see a breathtaking view of Downtown Halifax across the water. I’ll be asking my mom to take me here soon to see for myself!

Hemlock Ravine Park

Located in Bedford, Hemlock Ravine Park is another park in Halifax that allows off-leash dogs. The difference at this park is off-leash dogs are only permitted during certain times of the day, and you usually have to walk about 10 minutes with your dog on-leash to get to the off-leash area. There are a few hours in the morning and evening each day that allow your pup to run free. This Park is well maintained by the Halifax Regional Municipality and makes a great area for your dog to explore year-round. Many of the trails border the ravines too for some beautiful water scenery. Bedford doggies, remember this park next time your parents ask you to go for a walk!

Herring Cove Provincial Park

Herring Cove Provincial Park is a great area to bring your pup if you want to experience the beautiful Nova Scotia Coast. There are views of the Halifax Harbour from the parking lot, and the trails are a little rugged: perfect for those dogs who like a hike and have a little extra energy to burn off. Just be aware, the trails are dog-friendly, but the actual beach is not, so if you want to run in the waves, you will have to choose another one of the many Halifax beaches!

Polly Cove Park

Polly Cove offers the same stunning views as Peggy’s Cove but typically has a little more privacy. There are lots of wildflowers for your dog to explore, and birds your dog will enjoying watching with you. This park is on-leash only, so just be sure to keep your pup’s close by and leashed up! Make sure to check out the abandoned war bunkers while you are hiking through.

Sackville Lake Provincial Park

This provincial park has great lake access and lots of trails that wander in and out of the forest to keep the scenery dynamic for your excited pup! This park is maintained by the municipality and very accessible. This park is accessible all year round is dog friendly but leash-only. It is a local go-to for many dog owners in the Sackville Area! Check this one out in the fall for some beautiful Halifax fall colours.

 

 

 

These are all of my favourite parks! If you see me there, be sure to say hi!

Chewy Browne

Chief Barketing Officer

9 Restaurants You Need to Try in Halifax!

Halifax has a very unique food scene: The majority of our local restaurants source local ingredients, incorporate our renowned seafood, and of course, feature donairs. Haligonians make enjoying local cuisine a hobby. With many food festivals, the Dine Nova Scotia Association, award-wining chefs and so many unique choices, Halifax is the food hub of Atlantic Canada.

Below we have curated a list of our favourite spots in no particular order to dine in Downtown Halifax!

The Bicycle Thief

The Bicycle Thief is an upscale Italian Fusion restaurant on the gorgeous Halifax Waterfront. Their menu choices range from fresh local seafood to three-course Italian dinners. The Bicycle Thief also features a legendary wine bar and a heated patio for those cold Halifax winters.

Visit Their Website Here

Ristorante a Mano

Ristorante a Mano is an upscale eatery that specializes in classic Italian meals. Situated on the Halifax Waterfront, it is a must-see. The ambience is exceptional, the service is fast and the food is delicious! The owners of a Mano also own the Bicycle Thief and La Frasca found on Spring Garden Road.

Visit Website Here

2 Doors Down Food + Wine

If you are looking for a crisp local beer, head to 2 Doors Down! 2 Doors Down is a casual urban bar and eatery that rotates its menu seasonally. Space is limited so book ahead to secure a seat: based on the quality of food and drink they will be booked solid most nights. They also have some great vegetarian options!

Visit Their Website Here

Elliot & Vine

Elliot & Vine is a European style restaurant with a modern twist in Halifax’s trendy North End. Their dine-in space has the perfect intimate atmosphere for a romantic night or drinks with friends after work. The food is exceptional, and if that isn’t enough,  their breathtaking murals created by artist Jean Bradbury inside are enough of a reason to stop by. 

Visit Their Website Here

Agricola Street Brasserie

Stop by the Agricola Street Brasserie to experience French-inspired seasonal cuisine and you will not be disappointed. Not only does the Brasserie serve exceptional diner with original flare, but they also have a killer brunch. We highly recommend trying the seafood here as they pledge to source all of their seafood sustainably!

 Visit Their Website Here

The Barrington - Steakhouse & Oyster Bar

You are guaranteed a delicious Atlantic steak if you order one from the Barrington. Aged and cut in house, their beef is cooked to perfection and typically served along with maritime oysters. Tourists and locals alike agree that dining at the Barrington is an experience to remember. This steakhouse and bar hosts local musicians for those who wish to be entertained while dining too!

Visit Their Website Here 

Blue Olive - Greek Taverna

If you are searching for authentic Greek cuisine in Halifax, the Blue Olive is where you should be heading. Their recipes are authentically greek and have been passed down for generations. The Blue Olive also has many vegetarian and vegan options that are absolutely delicious!

Visit Their Website Here 

Da Maurizio

Da Maurizio offers a premier dining experience on Halifax’s historic waterfront. Known for their exquisite variations on Italian cuisine, their award-winning menus will exceed all of your expectations. Their outstanding service (and wine list) has made Da Maurizio an all-time favourite for locals and tourists.

Visit Their Website Here

 

 

Will you be checking out any restaurants on our list in the near future? Halifax has so many delicious local restaurants to try, you are sure to land on something tasty on your next venture out!

 

Cheers, 

Andrew Perkins

Should you refinance your mortgage?

In 2020, we all spent a lot of time at home, and this has given a lot of us time to reconsider our financial situations. With the hit that the economy has taken due to the spread of COVID 19, it is important now more than ever to reduce your debt and curb your spending. Save your money and spend it wisely, like with investments that will pay off in the future.


Many have already realized this, which is why the real estate market has been booming. More and more buyers are eager to put their money into something that will reap rewards down the road. We can see from the Halifax real estate market statistics, that buying Halifax real estate will do just that.


This past year, mortgage rates in the area, and all over North America have dipped. This is not only a great opportunity for first-time home buyers but also for current homeowners, as there is always the option to refinance your mortgage. 


So instead of paying more than you need on interest for your mortgage, why not evaluate whether you are in the position to refinance for a lower interest rate?

Refinancing your mortgage means that you are breaking your mortgage to start a new one. This can be done with your current lender or even a new one. Before you jump in, it’s good to note that breaking a mortgage comes with a financial penalty. Always make sure that the savings that occur with refinancing are greater than the penalty.

The decision to refinance is a very personal one and takes into account many different factors. Let's dig into the factors that if applicable to you, would mean that refinancing is a good option.

The most obvious reason homeowners refinance is due to lower interest rates. An example that Investopedia gives states that if you took out a mortgage of $300,000 with a 6% interest rate, and that rate now can drop to 4.5%, you could save approximately 280$ on monthly payments.


If you are planning to own your home for a while, then refinancing would be a good option. If you are not, you may not end up saving money as you will need to pay a financial penalty for breaking your mortgage.

Homeowners also chose to refinance to access equity. When you refinance, the lender will offer you a loan of 80% of the appraised value of your home, less the debt you currently owe. This can mean extra cash for you to use for other investments, to consolidate debt, or to put towards a downpayment on a second property. If you are doing this, your mortgage monthly payments will increase based on the amount that you borrow.

Another reason that homeowners refinance is to switch their adjustable-rate mortgage to a secure fixed-rate. You may want to do this if your lender is offering historically low rates and you wish to lock in that rate for the remainder of your mortgage. No homeowner ever wants to see drastic increases in their monthly payments due to a spike in mortgage rates. There is always the potential for this to occur when you are locked into an adjustable-rate mortgage.

Homeowners may also want to refinance if their credit score has improved since they took out their first loan. If your credit score was not great when you first applied for your mortgage, the lender may have added a higher interest rate. If your credit score has increased since then, lenders will assume that you can pay back your loan more reliably, and thus you are less of a risk for them to take on as a client. This can score you some seriously lower interest rates! 

f you are in a situation where you would like your monthly mortgage payments to be lower than they currently are, refinancing may be for you. If there is not a lower mortgage rate to achieve this, you can refinance for a longer-term. You should know, extending your loan only makes sense if you desperately need to make lower payments. This will not save you money in the long term, as you will end up paying more in interest, but may help ease the burden in the meantime.

Things to remember when shopping around for refinancing options...


It's important to approach a few different lenders when thinking about refinancing, as each lender will offer a different rate. Like any big purchase, you want to ensure you know all of your options to score the best deal.


It may seem easiest to simply go online and use a free estimate generator. You should know, these are rarely accurate. In this way, you also have no control over where your information goes. We recommend always approaching lenders directly so that your information is secure, and you get the most accurate estimates to evaluate. 


You can also reach out to a mortgage broker, who will do most of the heavy lifting for you. Mortgage brokers are professionals who will compile information for you from multiple lenders to provide you with your best options. We always recommend Shawna Snair with Premiere Mortgage Centre to our clients!

The bottom line is, refinancing ultimately depends on your unique situation. A good rule of thumb is that if you're savings from a lower interest rate or better credit score outweighs the costs that will come with refinancing, then it is a good idea look into it. 


Experts are predicting that mortgage rates may begin to rise again midway through 2021, meaning there is no time like the present to consider refinancing.


Rate Hub does a great job at summarizing the pros and cons of refinancing in the chart below:

Table Source: Rate Hub: Mortgage Refinance. 2020

If you wish to chat more about mortgage tips, reach out!

 

Cheers, 

Andrew

902-488-0012

andrew@andrewperkins.ca

20 Year Review of the Halifax Real Estate Market

Over the past twenty years, we have seen some significant changes to the Halifax Real Estate Market. Our city has grown traction, undergone major developments, expanded its culture and has truly become the hub of Atlantic Canada.

Our population has steadily increased over the past two decades, totalling at approximately 412,674 residents today. In comparison to the rest of Atlantic Canada, our job forces have expanded like no other. In the past 5 years, young professionals have increasingly viewed Halifax as a home they could start a career and raise a family in. In previous times, most young professionals thought that to achieve this, they must relocate to Central or Western Canada.

These factors, along with the economic boost from recent increases in immigration have caused the changes we see in the average number of properties sold, and they're selling prices in the municipality.

The average number of properties sold each year in the past two decades is 5547 per year. When looking at the graph, above, we can see that there are very few years with less. Overall, the number of homes sold remains quite constant. In the past 5 years, there has been a sharper increase, which correlates with the increase in immigration, and young professionals flocking to Halifax.

The average sold price on Halifax properties has increased steadily year after year. There has been no decrease in average selling prices, only a couple of near-plateaus. This means that on average, Real Estate investments in Halifax will reap rewards rather than losses.

We have seen an even sharper increase in sold prices within the past two years and this trend is not likely to stop anytime soon. With such limited inventory in Halifax, prices will continue to rise, and any properties that hit the market have high chances of selling quickly.

There is no time like the present to sell your Halifax property. These statistics prove this. Reach out to us today if you would like more information on scoring top dollar for your Real Estate investment, condo, or family home.

 

Cheers to the new year,

 

Andrew 
andrew@andrewperkins.ca
902-488-0012

Halifax Sellers: What to Know When Preparing for Viewings

When your Halifax home is on the market, there is potential that many eyes will be peering in. You will of likely had professional photos taken, and a home staging completed. This kind of marketing will highlight all of your home’s best features, and you will want to keep your home up to those picture-perfect standards when curious buyers see the home in person. 

The most obvious step in preparing your home for viewings is to do a deep clean. While most understand this, they tend to overlook the fact that this deep clean must be maintained for the duration of their listing. 

There are several things that you can do to make it easier on yourself to maintain a high level of order and cleanliness while your Halifax home is for sale. Read through for some tips on how to set yourself up for successful home viewings!

Deep Clean

We all know that a house that is about to hit the Halifax market needs a deep cleaning. You are going to want to ensure that everything sparkles. The obvious areas are the windows, countertops, baseboards, floors, mirrors, surfaces, bathtub and toilet. Areas that are sometimes forgotten are the trash bin, arranging toiletries, wiping out cupboards, dusting behind furniture and organizing underneath the sink. You do not know what your potential buyers are going to look at when viewing your home, so you need to make sure you’ve got all of your bases covered.

Reduce your clutter

Removing clutter is an essential component of prepping your Halifax home to sell. You want your home to feel as spacious as possible to incoming buyers because space = value. If you are toying between leaving something personal on the mantle or putting it away, you should probably put it away. The less personal you can make your home, the easier it is for someone else to see themselves in it.

This goes for the closets too. Do not simply take all of your extra items and store them in your closet. Buyers will look in the closets to see if they would have enough space for themselves. A cluttered closet will not sell a buyer on your home.

Take control of odours

Smell is a very strong sense and can sway buyers to or away from your home. It is best to avoid scents in general so that they are not distracting to the buyer, and in case a buyer has a scent allergy. Try to cook milder dishes that do not leave scents lingering as well. If you insist on adding fragrance to your home, opt for candles or air freshers with very common smells such as fresh linen, lavender or vanilla.

Leave the home

It is often very hard for a buyer to picture themselves living in your home if you are present during the showing. It is also hard for their agents to receive honest feedback from their buyers on what they thought of your space. Sometimes, this feedback is crucial to adjusting your home or listing to lock in a sale. 

Not only should you physically leave the home, but you should also remove any family photos or decor specific to your family. This will aid the buyer in picturing themselves in your space.

When a showing is scheduled, step out, and enjoy some of the beauty Halifax has to offer!

Open Concept

Buyers in this day and age love open-concept homes. If your home is built like this, you are in luck. If it is not, however, you can still succeed! Ways to make your Halifax home feel more open-concept are to: remove bulky furniture, keep sight-lines open, and rearrange existing furniture to invite people into the room. If you are not sure how to do this, there are professional home stagers who can help you immensely. 

Freshen up your yard

The yard often gets forgotten when families are preparing their homes for buyers, but this is a very important aspect of the home to make presentable. Your yard is the first thing buyers will see when they pull up to your property, and first impressions often stick.  Be sure to keep your lawn mowed, tuck away trash and compost bins, clean your doors, arrange patio furniture in an inviting way and wash or hose your decks and steps.

A fresh coat of paint

A fresh coat of paint on the walls can do wonders when you need to renew a space. Walls get dirty and scuffed over time, and we do not want the buyers thinking about that when they are looking at your home. If you are going to paint your walls, opt for a light and neutral colour that matches everything, and opens up the space.

Do not leave anything broken in sight

This may seem like an obvious one, but it is still worth mentioning. You should fix things that are visually broken. This includes leaking faucets, missing tiles, broken handles or hinges and so much more. If you can see that it's broken, the buyer can too. 

Adjust the temperature

Make sure that the temperature in your home is comfortable when buyers walk in. If your home is too cold, the buyer may not feel like they can relax after a long day of work. If the home is too hot, they may think there is not enough airflow. The most preferred room temperature is typically between 20-22 degrees Celsius.

The bottom line

Your top priority as a home seller is to get your home sold. And not only get it sold but for top dollar. By following these tips, and any other tips that your REALTOR® or home stager provides will not only make it easier to reach your goal, but to make the process much smoother from start to finish. When your home is clean and marketable, it not only increases its value but can add a much more pleasant and excited buyer.

 

Thinking of selling your Halifax Home?

Give us a call anytime at 902-488-0012

Andrew Perkins